3rd party liability insurance UK

[Dengan]

hi all,

just wondering if there were any options for liability insurance apart from via the British Kitesports membership?

Ive had quite a trawl through the web without finding any decent options...

cheers

D

[faklord]

hi all,

just wondering if there were any options for liability insurance apart from via the British Kitesports membership?

Ive had quite a trawl through the web without finding any decent options...

cheers

D

https://www.sportscoverdirect.com/sport ... group=1#sp

[alunj]

That’s who I use . Mainly to cover a few other things like MTB and SUP.

[Dengan]

thanks Both - that does seem to do it! i did come across them, but only found their travel insurance, now i see they offer liability only too..

reading through the policy details, upto 500k paid to any 3rd party. seem reasonable? i think the british kitesport quote up to 10m max liability?

cheers

[RedSky]

I once used the Scottish Power Kite Association but it is affiliated with the BKSA, so maybe not what you're looking for.

https://spka.org/membership

[badgb21]

I've had this for a few years, never claimed though, but have heard good things about them over the years;
https://www.vdws.de/en/safetytool/

[robclaisse]

Out of interest why not just get BKSA membership?

[Toby]

I've had this for a few years, never claimed though, but have heard good things about them over the years;
https://www.vdws.de/en/safetytool/

I have it too. But never had to use it, so can’t comment if good or not in worst case scenario.

[Toby]

thanks Both - that does seem to do it! i did come across them, but only found their travel insurance, now i see they offer liability only too..

reading through the policy details, upto 500k paid to any 3rd party. seem reasonable? i think the british kitesport quote up to 10m max liability?

cheers

I don’t think 500k is enough...should be several millions...if a fatality is involved numbers go much higher...

[robclaisse]

500K is nowhere near enough. Forget about fatality, if you take out some child swimming and cause a head injury which means they need some form of care for the rest of their life, 500K isn't gonna come anywhere close. I'd think 5 million minimum, though BKSA is 10 million.

I'd also double-check if you are getting your own insurance and are kite foiling, that the policy covers it explicitly. I know the BKSA have worked with there insurancers directly on this to ensure they are fully aware of the differences between kiteboarding/kitesurfing and kitefoiling. I actually created some videos the BKSA used to show the insurers exactly what kitefoiling is so the BKSA could ensure their insurance would definitely cover kite foilers if anything did happen. Just something to be aware of if you are getting your own insurance.