Feng wrote:The point of an insurance is not to cover yourserf.
The point of an insurance is to ensure that if you have an accident and the save guards must use a boat or an helicopter to send you to the nearest hospital, the cost will not be paid by the local coucil (i.e. the local tax payers) but can be charged back to the insurance company.
Kitesurfing is a dangerous sport. Accidents happend. We can enjoy the sport but we can not ask the local public (i.e. the local tax payers) to pay for the potential recovery costs.
Alternatively, we could leave the body of injured kitesurfer to rot on the beach but this is unfortunatly not a practical solution acceptable by the local communities. So someone have to pay for the recovery in case of accident.
Mandatory insurance makes sense. In UK, an insurance is requested to kite in some beaches.
i know how insurance works, Feng.
i guess we all pay multiple taxes: income tax, salary tax, local tax and so on and so on...
in the developed countries the helivac existed long before kiteboarding has evolved. most of the kitespots are near the major cities anyway!
and why local council would stay away from the securing the local beaches? after all taxed profit from the local tourists business is going to the local budget?
every sport is dangerous, and accidents happen everywhere. so why do cyclists or joggers are not insured? who would clean up their uninsured mutilated dead bodies from the tarmac?
just today they find dead seal on the beach near me. no insurance paper on its dead body. so who's paying? of course local council! that's are local taxes are for.
recently one (italian? i'm not sure) prominent bicyclist has been killed by his garage door. so what? in the future we have to charge homes with garage doors insurances doubled?
it is all pretty much about choices. and it is quite surprising to see wealthy countries which are demanding the additional insurances for kiters...