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3rd party liability insurance UK

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Dengan
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3rd party liability insurance UK

Postby Dengan » Wed Aug 14, 2019 11:25 am

hi all,

just wondering if there were any options for liability insurance apart from via the British Kitesports membership?

Ive had quite a trawl through the web without finding any decent options...

cheers

D

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Re: 3rd party liability insurance UK

Postby faklord » Wed Aug 14, 2019 1:04 pm

Dengan wrote:
Wed Aug 14, 2019 11:25 am
hi all,

just wondering if there were any options for liability insurance apart from via the British Kitesports membership?

Ive had quite a trawl through the web without finding any decent options...

cheers

D
https://www.sportscoverdirect.com/sport ... group=1#sp

alunj
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Re: 3rd party liability insurance UK

Postby alunj » Wed Aug 14, 2019 3:36 pm

That’s who I use . Mainly to cover a few other things like MTB and SUP.

Dengan
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Re: 3rd party liability insurance UK

Postby Dengan » Wed Aug 14, 2019 3:39 pm

thanks Both - that does seem to do it! i did come across them, but only found their travel insurance, now i see they offer liability only too..

reading through the policy details, upto 500k paid to any 3rd party. seem reasonable? i think the british kitesport quote up to 10m max liability?

cheers

RedSky
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Re: 3rd party liability insurance UK

Postby RedSky » Wed Aug 14, 2019 3:40 pm

I once used the Scottish Power Kite Association but it is affiliated with the BKSA, so maybe not what you're looking for.

https://spka.org/membership

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Re: 3rd party liability insurance UK

Postby badgb21 » Thu Aug 15, 2019 8:17 am

I've had this for a few years, never claimed though, but have heard good things about them over the years;
https://www.vdws.de/en/safetytool/

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Re: 3rd party liability insurance UK

Postby robclaisse » Thu Aug 15, 2019 10:36 am

Out of interest why not just get BKSA membership?

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Toby
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Re: 3rd party liability insurance UK

Postby Toby » Thu Aug 15, 2019 11:14 am

badgb21 wrote:
Thu Aug 15, 2019 8:17 am
I've had this for a few years, never claimed though, but have heard good things about them over the years;
https://www.vdws.de/en/safetytool/
I have it too. But never had to use it, so can’t comment if good or not in worst case scenario.

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Re: 3rd party liability insurance UK

Postby Toby » Thu Aug 15, 2019 11:16 am

Dengan wrote:
Wed Aug 14, 2019 3:39 pm
thanks Both - that does seem to do it! i did come across them, but only found their travel insurance, now i see they offer liability only too..

reading through the policy details, upto 500k paid to any 3rd party. seem reasonable? i think the british kitesport quote up to 10m max liability?

cheers
I don’t think 500k is enough...should be several millions...if a fatality is involved numbers go much higher...

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robclaisse
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Re: 3rd party liability insurance UK

Postby robclaisse » Thu Aug 15, 2019 11:35 am

500K is nowhere near enough. Forget about fatality, if you take out some child swimming and cause a head injury which means they need some form of care for the rest of their life, 500K isn't gonna come anywhere close. I'd think 5 million minimum, though BKSA is 10 million.

I'd also double-check if you are getting your own insurance and are kite foiling, that the policy covers it explicitly. I know the BKSA have worked with there insurancers directly on this to ensure they are fully aware of the differences between kiteboarding/kitesurfing and kitefoiling. I actually created some videos the BKSA used to show the insurers exactly what kitefoiling is so the BKSA could ensure their insurance would definitely cover kite foilers if anything did happen. Just something to be aware of if you are getting your own insurance.
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